About Us
Learn more about how we do all that magic with your credit score!
Who We Are
Active CS is a company that will guide you throughout the way of improving your credit score and
will assist you in recovering from damaging information on your credit report. Our team is
driven by consumer protection laws (Fair Credit Reporting Act and Fair Debt Collections
Practices Act) and is targeted towards the most effective methods of detecting and disputing
reporting inaccuracies. Active CS uses modern software that allows us to help a lot of people
every day. Working hand in hand with experienced attorneys who are specialized in the field of
credit reporting inaccuracies, Active CS will not only give you the chance to boost your credit
score and delete all possible mistakes that make you untrustworthy for your potential lenders
and employers, but will also make its best to explain how to effectively maintain your credit
history.
What We Do
The entire process of work is customer-oriented and is based on the individual needs and issues
of
each of our clients. The first step of work pertains to a thorough analysis of the clients`
Credit
Reports to find all of the errors and inaccuracies that were made by Credit Reporting Agencies.
Based on the detected mistakes, we draft dispute letters and send them to each CRA. The next
step -
receiving the updated Credit Reports, will show us what corrections were made and what errors
were
rectified. At this stage, we compare initial and updated reports and, in case the clients`
requests
were not considered, we prepare a set of documents and claims that will be filed in the court
against Credit Reporting Agencies and other furnishers of damaging information.
This is when our experienced attorneys come to help. They represent our clients in court and
conduct lawsuits on their behalf. When they win the case, you will get a portion of statutory
damages. The attorneys get paid out of the winnings as well. As you can see, you do not have to
suffer any costs, but on the contrary, you will be compensated.
Eventually:
• Your Credit Report is cleared of any potentially inaccurate information;
• Your credit score rises;
• You get more chances for loans and credits;
• You get remunerated after the successful lawsuit against CRAs.
Eventually:
• Your Credit Report is cleared of any potentially inaccurate information;
• Your credit score rises;
• You get more chances for loans and credits;
• You get remunerated after the successful lawsuit against CRAs.
Your credit reporting mistakes - your ladder to financial freedom!
Practice Areas
Bankruptcy
This public record indicates that you were not able to pay the debt and filed a petition to fully remove or partially remove that debt.
Charge-Offs
Creditor's statement that the debt is unlikely to be collected when a consumer is seriously overdue with monthly payments
Debt Collections
The delinquent account that hasn’t been paid for over 180 days sold to collection agencies by creditors or other lenders
Credit Report Errors
Errors, inaccuracies and misrepresented information reported in your Credit file that directly affects your credit score.
Employer Background Check
Verification of personal information of the potential consumer mostly when hiring a new employee or renting real estate.
Foreclosures
Legal procedure of transfer of the mortgaged real estate from the house holder to the lender when the mortgage borrower fails to make payments.
Hard Inquiries
Verification of credit information of potential client made by credit lender upon application for credit.
Identity Theft
Fraudulent action of stealing your personal information in order to use it for opening accounts and using different services
Judgments
A legal status granted by a court that states that you must pay the outstanding debt.
Landlord Background Check
Verification of personal information and credit reputation performed by landlord when choosing a potential tenant.
Late Payments
These derogatory marks represent your missed payments therefore damaging your payment history.
Mixed Files
Credit information mistakenly reported on another consumer’s credit report with similar name and/or social security number.
Repossessions
Legal act whereby the auto lender returns the ownership of your vehicle as a consequence of unpaid auto loan.
Student Loans
Loans provided to students in order to help them pay off all of expenses during their studies.
Telemarketer Harassment
Fraudulent calls made by various suspicious organizations with the intent of selling unneeded products and services or receiving personal information.
Awesome facts
Take a look at how hard we work to make our customers satisfyed!
1000 +
Happy Cunsumers
2.000.000 +
Increased Credit Points
$6.000.000 +
Earned By Clients
Get in Touch
If you have a question, feel free to use the form below. Please note that many of the most common questions
are answered on our FAQ page. Thank you!